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What is a home loan top-up and when should you consider it?

Picture this, July 16 -- You took a home loan a few years ago, your EMIs have been regular, and your property's value has appreciated over time. Then an unexpected expense comes up and your first inst... Read More


RBI new ombudsman rules: Here's why you should act quickly

New Delhi, July 13 -- The relationship between banks and their customers has changed. UPI has turned every phone into a payment terminal. Access to credit is only a few taps away, and digital lending ... Read More


Ask the right questions before you borrow: CRIF's Sachin Seth

New Delhi, July 10 -- India's credit landscape has changed rapidly over the past decade, with digital lending tools reshaping how people borrow. As part of the Mint Money Guru series, Sachin Seth, reg... Read More


Pay only for the kilometres you drive: How PAYD insurance works

New Delhi, July 3 -- If you work from home, mainly use public transport, or drive only on weekends, a standard car insurance policy could mean paying a higher premium than necessary. That's because co... Read More


Why your used-car loan costs more than you think

New Delhi, June 30 -- Buying a second-hand vehicle may look like a budget-friendly choice, but financing it can make a big difference to the final cost you end up paying. Financing accounted for nearl... Read More


What changes in ITR-3 for F&O traders?

New Delhi, June 11 -- Futures and options traders filing income-tax returns this season face tighter disclosure rules, with the revised ITR-3 form requiring separate reporting of derivatives turnover ... Read More


What changes in ITR-3 for F&O traders?

New Delhi, June 11 -- Futures and options traders filing income-tax returns this season face tighter disclosure rules, with the revised ITR-3 form requiring separate reporting of derivatives turnover ... Read More


How the spread impacts your home loan EMI

New Delhi, June 10 -- The Reserve Bank of India (RBI) cut the repo rate by 125 basis points to 5.25% through 2025 before shifting to a neutral stance and keeping rates unchanged at its last two policy... Read More


Should small finance banks be a part of your FD strategy?

New Delhi, June 3 -- The Reserve Bank of India (RBI) cut the repo rate by 125 basis points through 2025, and most large banks have steadily passed on those cuts to both borrowers and depositors. Yet, ... Read More


Jio BlackRock's Rishi Kohli says earnings recovery delayed by West Asia conflict

New Delhi, May 29 -- Jio BlackRock AMC believes the West Asia conflict has delayed India's corporate earnings recovery cycle by one to two quarters. In the Mint Money Guru series, chief investment of... Read More