India, March 6 -- PayNearby has released the sixth edition of the PayNearby Women Financial Index (PWFI) 2026, which examines financial behaviour among women in rural and semi-urban areas of India.

The report finds that 38% of women in these regions use Unified Payments Interface at least once a week, mainly for routine expenses such as groceries, utility bills and mobile recharges. It also highlights saving habits among women, with 85% of respondents stating that they are the primary savers in their households.

The findings are based on a survey of 10,000 women agents who provide digital and financial services across rural and semi-urban communities. The study examines how women customers access financial services and how assisted serv...