Hanoi, Aug. 11 -- Despite a marked improvement in the economy's capital absorption capacity, large capital flows remain concentrated in real estate and the stock market, raising risks of imbalance and bad debts. The banking system's credit growth reached about 10% after seven months, significantly higher than the 6% recorded in the same period in 2024, according to the State Bank of Vietnam (SBV). The half-year financial report shows that the total outstanding loans of 27 listed banks and the Vietnam Bank for Agriculture and Rural Development (Agribank) stood at some 14.94 quadrillion VND (574.6 billion USD) by the end of the second quarter, up more than 10% compared to the end of 2024. The Big 4 - BIDV, VietinBank, Vietcombank, and Agrib...