ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,555,084, issued on Feb. 17, was assigned to Zact Inc. (Saratoga, Calif.).

"Dynamic and predictive adjustment of payment attributes based on contextual data and metadata" was invented by Ioannis Georgiadis (Voula, Greece) and John K. Thomas (Saratoga, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Implementations described herein relate to systems, methods and computer-readable media to provide high availability computer architectures for performing real-time authorization of transactions. In some implementations, the method includes receiving, at two or more groups of authorization control pods, transaction information about the transaction from ...