ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,731,111, issued on Sept. 8, was assigned to Worldpay LLC (Symmes Township, Ohio).
"Methods and systems for dynamic routing of electronic transaction messages" was invented by Stephen E. Dinan (Austin, Texas), James S. Osborn (Austin, Texas) and William J. Wied (Austin, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are disclosed for dynamic routing of electronic transactions. One method comprises receiving a request message from a merchant system and determining a routing directive associated with the request message. Upon determining the routing directive, contextual data may be retrieved based on the routing directive. Then, ...