US Patent Issued to Worldpay on Oct. 20 for "Systems and methods for predicting consumer spending behavior based on historical transaction activity progressions" (Ohio Inventors)

Posted On: 2026-10-21

ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,160, issued on Oct. 20, was assigned to Worldpay LLC (Symmes Township, Ohio).

"Systems and methods for predicting consumer spending behavior based on historical transaction activity progressions" was invented by Brent Badger (Powell, Ohio) and Dennis Kettler (Mason, Ohio).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are disclosed for predicting consumer spending behavior based on historical purchase activity progressions. One method includes: receiving transaction data related to two or more past payment transactions of a consumer; receiving environmental and/or behavioral data associated with each of the past payment transactio...

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US Patent Issued to Worldpay on Oct. 20 for "Systems and methods for predicting consumer spending behavior based on historical transaction activity progressions" (Ohio Inventors)