ALEXANDRIA, Va., March 31 -- United States Patent no. 12,591,867, issued on March 31, was assigned to Worldpay LLC (Symmes Township, Ohio).

"Systems and methods for third party payment at point of sale terminals" was invented by Nicholas G. Nayfack (Half Moon Bay, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A point of sale terminal of a merchant includes a third party payment provider display area for payment using a third party payment provider. The point of sale terminal receives an authentication notification for a consumer from the third party payment provider. The consumer is authenticated using one or more of a personal identification number, an image of the consumer, a quick response code sc...