US Patent Issued to Worldpay on March 24 for "System and method for providing a real-time payment between a customer financial institution account and a merchant financial institution account for a transaction based on a direct communication between a user device and a point-of-sale device" (Colorado, Texas Inventors)

ALEXANDRIA, Va., March 24 -- United States Patent no. 12,586,049, issued on March 24, was assigned to Worldpay LLC (Symmes Township, Ohio).

"System and method for providing a real-time payment between a customer financial institution account and a merchant financial institution account for a transaction based on a direct communication between a user device and a point-of-sale device" was invented by Janai A. White (Denver), Denzelle R. Walker (Bridgeport, Texas), Blake C. Yarbrough (Aurora, Colo.), Katherine E. Crawford (Arvada, Colo.), Caleb H. Kirshner (Denver), Elise A. Carrasco (Austin, Texas) and Vincent D. Gardiner (Denver).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are disclosed...