ALEXANDRIA, Va., Sept. 10 -- United States Patent no. 12,412,188, issued on Sept. 9, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Systems and methods for redeeming rewards for cash at an ATM" was invented by Megan Collins (Westfield, N.J.), Sarah W. Phelps (Annapolis, Md.) and Matthew S. Rogers (Hoboken, N.J.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An automated teller machine (ATM) includes a network interface, an input/output device configured to exchange data with a customer, and a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive account information identify...