ALEXANDRIA, Va., Sept. 10 -- United States Patent no. 12,413,625, issued on Sept. 9, was assigned to Wells Fargo Bank N.A. (San Francisco).
"Multi-tiered system for detecting and reducing unauthorized network access" was invented by Masoud Vakili (Los Altos, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments are disclosed for detecting and responding to potentially fraudulent transactions and other network access events via a system comprising a three-tiered network architecture. An example system comprises one or more user equipment devices configured with a thin client application (a first tier). The one or more user equipment devices are capable of communicating with a respective local auth...