US Patent Issued to Wells Fargo Bank on Sept. 8 for "Multifactor identity authentication via cumulative dynamic contextual identity" (Arizona Inventor)

ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,730,877, issued on Sept. 8, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Multifactor identity authentication via cumulative dynamic contextual identity" was invented by Peter Bordow (Fountain Hills, Ariz.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are example methods, systems, and devices that allow for generation and maintenance of a central identity databank for a user's digital life. The identity databank may include identity elements with payload values and metadata values corresponding immutable attributes of the user. A multifactor identity authentication protocol allows service provider devices to more reliably validate t...