ALEXANDRIA, Va., Oct. 27 -- United States Patent no. 12,777,035, issued on Oct. 27, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Secure communications via third-party systems through frames" was invented by Nathan C. Freeling (Lafayette, Calif.), Imran Haider (San Francisco), Ranganathan Kanchi (Danville, Calif.), Andrew-An Truong Luu (Berkeley, Calif.), Nancy Y. Mao (San Francisco) and Kumaran Perumal (San Ramon, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS...