ALEXANDRIA, Va., July 16 -- United States Patent no. 12,670,520, issued on June 30, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Artificial intelligence system for granular digital identity selection" was invented by Ann M. Kirk (Deerwood, Minn.), Matthew Carroll (Charlotte, N.C.) and Marc Ward (Astoria, Ore.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, apparatuses, methods, and computer program products are disclosed for optimizing an item partitioning benefit. An example method includes detecting, by detection circuitry, a user visit event at an establishment that is associated with a user attribute set. The example method further includes determining, by a multimodal engine and based...