US Patent Issued to WELLS FARGO BANK on June 3 for "Retailer card instant approval and provisioning" (California Inventors)

ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,925, issued on June 3, was assigned to WELLS FARGO BANK N.A. (San Francisco).

"Retailer card instant approval and provisioning" was invented by Peter Ho (Walnut Creek, Calif.) and Andrew L. Martinez (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method performed by retailer computing system includes retrieving identification information for a customer and transmitting the identification information to an issuer computing system. The method includes receiving, from the issuer computing system, a pre-approval message indicating that the customer is pre-approved to open a payment account. The method includes receiving account registrati...