ALEXANDRIA, Va., June 2 -- United States Patent no. 12,645,863, issued on June 2, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Systems and methods for disclosure validation" was invented by Scott McClure (Charlotte, N.C.), Michael Deninno (Charlotte, N.C.), Isha Singh (St. Louis), Mark Hanis (St. Louis) and Sarai Green (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, apparatuses, methods, and computer program products are disclosed for disclosure validation. A method includes determining an applicability status for digital content indicating whether a required disclosure applies to the digital content, and determining a disclosure inclusion status for the digital content in...