ALEXANDRIA, Va., Feb. 24 -- United States Patent no. 12,561,662, issued on Feb. 24, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Systems and methods for transforming account controls over time" was invented by Sharon Terry (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system includes a processor and a data storage medium where the processor is caused to define a first set of account controls including first permissions and first restrictions for a first user (a minor) of a first customer account; define a second set of account controls including second permissions and second restrictions for a second user (a guardian of the first user) of the first customer account; adjust the fi...