ALEXANDRIA, Va., Aug. 25 -- United States Patent no. 12,719,914, issued on Aug. 25, was assigned to Wells Fargo Bank N.A. (San Francisco).

"Security model utilizing multi-channel data" was invented by Daniel Fricano (San Francisco), Thomas Gilheany (San Francisco), Peter Makohon (San Francisco), Dale Miller (San Francisco), Charles Steven Edison (San Francisco), Kodzo Wegba (San Francisco), James Bonk (California, Calif.) and Shane Cross (Matthews, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer-readable storage media are utilized to analyze multi-channel data based on a security model in a computer network environment. One system includes a plurality of data channels confi...