US Patent Issued to Visa International Service Association on Oct. 6 for "Universal payment channel" (California, Massachusetts, Washington Inventors)

ALEXANDRIA, Va., Oct. 6 -- United States Patent no. 12,755,261, issued on Oct. 6, was assigned to Visa International Service Association (San Francisco).

"Universal payment channel" was invented by Mohammad Mohsen Minaei Bidgoli (San Jose, Calif.), Ranjit Kumaresan (Fremont, Calif.), Srinivasan Raghuraman (Cambridge, Mass.), Mahdi Zamani (Mercer Island, Wash.) and Arjuna Wijeyekoon (Millbrae, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method is disclosed. The method includes A method is disclosed. The method can include receiving, by a hub computer, a first user account identifier from a first service provider computer in communication with a first user device, and also in communication with a f...