ALEXANDRIA, Va., Oct. 6 -- United States Patent no. 12,756,565, issued on Oct. 6, was assigned to Visa International Service Association (San Francisco).

"Efficient use of tokens in authentication system" was invented by Corrine Matteson (Round Hill, Va.), Josephine Harrison Brinkman (Purcellville, Va.) and Shawn Damon (Singapore).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method is disclosed. The method comprises a directory server computer receiving an authentication request message comprising a token and transmitting a de-tokenization request message comprising the token to a token service computer. The token service computer determines a credential associated with the token. The method further compr...