ALEXANDRIA, Va., March 31 -- United States Patent no. 12,591,869, issued on March 31, was assigned to Visa International Service Association (San Francisco).

"Bifurcated processing" was invented by Buddhi Prakash Kothari (Bangalore Karnataka, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method includes receiving, by aggregator platform computer from a user device of first user, remittance message including at least a service amount for service rendered by second user to the first user; identifying, by the aggregator platform computer, that the remittance message includes an additional amount that accompanies the service amount; upon identifying that the remittance message includes the additional am...