ALEXANDRIA, Va., March 17 -- United States Patent no. 12,579,523, issued on March 17, was assigned to Visa International Service Association (San Francisco).

"System, method, and computer program product for an account-to-account transaction network" was invented by Hemanth Kumar Manoharan (Bengaluru, India), Ashish Kulpati (Singapore), Swapnil Vasant Mhasde (Singapore), Ankur Kumar Singh (Singapore) and David Alan Brown (Singapore).

According to the abstract* released by the U.S. Patent & Trademark Office: "Provided are a system, method, and computer program product for an account-to-account transaction network. The method includes receiving, via a first application programming interface (API), a transaction request for a transaction inc...