ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,914, issued on June 3, was assigned to Visa International Service Association (San Francisco).

"System, method, and apparatus for processing customer recurrence data for transactions" was invented by Gwen Diane Ma (Belmont, Calif.), Steven David Cracknell (San Mateo, Calif.), Laura Angevine Long (San Mateo, Calif.), Michele Lauren Banks Larsen (Ellicott City, Md.) and Mary Taylor (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and apparatuses for implementing, managing, controlling, or otherwise processing customer recurrence data for transactions, such as a transaction between a customer and a resource provider, e.g.,...