ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,058, issued on June 2, was assigned to Visa International Service Association (San Francisco).

"System and method for efficiently managing callouts" was invented by Rajib Maitra (San Ramon, Calif.), Nisha Jain (San Francisco), Bireswar Banerjee (Austin, Texas), Israel Zaragoza Cabello (San Francisco), Anshu Taneja (San Francisco), Justin Ma (San Francisco), Livia Noguera (San Francisco), Daniel David Childs (San Francisco), Lawrence Finnerty (Highlands Ranch, Colo.), Adalberto Gonzalez Jr. (San Francisco), Kingson Poon (San Francisco), Bishenjit Paul Choudhury (Austin, Texas), Alexandria Mathew (Austin, Texas), Sujoy Sen (San Francisco) and Hongyuan Lin (San Francisco).

According ...