ALEXANDRIA, Va., June 2 -- United States Patent no. 12,645,646, issued on June 2, was assigned to Visa International Service Association (San Francisco).
"Clearing method and system using artificial intelligence" was invented by Michael Mori (San Mateo, Calif.), Gourab Basu (Half Moon Bay, Calif.), Austin Jones (Oakland, Calif.) and Catherine Jing (San Mateo, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method is disclosed. It includes receiving, by a clearing system comprising an artificial intelligence model, a clearing file comprising a plurality of clearing records. It also includes inputting the clearing records into the artificial intelligence model, and then determining, by the artificial i...