ALEXANDRIA, Va., July 7 -- United States Patent no. 12,675,795, issued on July 7, was assigned to Visa International Service Association (San Francisco).
"Secure authentication system and method" was invented by Ayman Hammad (Pleasanton, Calif.), Patrick Faith (Pleasanton, Calif.), Krishna Prasad Koganti (Cupertino, Calif.), Ben Rewis (Oakland, Calif.), Brendan Xavier Louis (Tracy, Calif.), Kevin Weller (San Anselmo, Calif.) and Benedicto Hernandez Dominguez (San Bruno, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled t...