ALEXANDRIA, Va., July 21 -- United States Patent no. 12,688,503, issued on July 21, was assigned to Visa International Service Association (San Francisco).

"System, method, and computer program product for network message augmentation" was invented by David Tseselsky (San Jose, Calif.), Louis M.S. Champion (Henfield, Great Britain) and Galileo L. Olmos (Belmont, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer program products are provided for processing a payment transaction over an electronic network. The method includes receiving an authorization request message, including first transaction data associated with an electronic payment transaction and generating a unique i...