ALEXANDRIA, Va., July 21 -- United States Patent no. 12,689,515, issued on July 21, was assigned to Visa International Service Association (San Francisco).

"Offline access for vehicles" was invented by Simon Hurry (Foster City, Calif.), Christian Aabye (Redwood City, Calif.) and Ethan Melnick (Brooklyn, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method includes transmitting an authorization request message with a credential or a token associated with a first user to an authorizing entity computer, and then receiving, from the authorizing entity computer, an authorization response message; and responsive to receiving the authorization response message. The method also includes transmitting the cred...