ALEXANDRIA, Va., July 14 -- United States Patent no. 12,683,955, issued on July 14, was assigned to Visa International Service Association (San Francisco).

"Embedding credentials in network addresses" was invented by Varun Sharma (Foster City, Calif.), Hanna Endrias (Washington D.C., D.C.), Ajit Vilasrao Patil (Singapore) and Nandakumar Kandaloo (Mountain View, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A technique for embedding and utilizing credentials in a network address may include requesting a network address for a client device by providing an account identifier to a server computer associated with a service provider. A network address that is mapped to the account identifier can be assigne...