ALEXANDRIA, Va., Aug. 18 -- United States Patent no. 12,711,475, issued on Aug. 18, was assigned to Visa International Service Association (San Francisco).
"Real time cross-matching data" was invented by Raman Chinnappan (Foster City, Calif.), Raja Veeramani (Foster City, Calif.) and Guyon Krug (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "When a merchant fails to provide payment service details, a system matches in real time information from a data processor with data from the payment service to allow matching a request from the payment system to a particular transaction. The matching system may use high speed buffers and hardware logic to rapidly match related data from different sources at...