US Patent Issued to United Services Automobile Association (USAA) on June 23 for "Supplemental data transmission for network transactions" (Texas Inventors)

ALEXANDRIA, Va., July 15 -- United States Patent no. 12,664,527, issued on June 23, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Supplemental data transmission for network transactions" was invented by Dorothy Jean Bolt (San Antonio), Michael L. Hertz (San Antonio), Joseph Matthew Doddato (Boerne, Texas), Gunjan C. Vijayvergia (San Antonio) and James Malcolm Spears (San Antonio).

According to the abstract* released by the U.S. Patent & Trademark Office: "Techniques are described for using a supplemental data layer of a real time payments channel to send data. For example, an entity may request a transaction with another entity, and the transaction may be performed using a channel that includes a supplement...