US Patent Issued to United Services Automobile Association (USAA) on Dec. 16 for "Systems and methods for using tokenized and dynamic physical checks" (Texas Inventors)

ALEXANDRIA, Va., Dec. 16 -- United States Patent no. 12,499,421, issued on Dec. 16, was assigned to United Services Automobile Association (USAA) (San Antonio).

"Systems and methods for using tokenized and dynamic physical checks" was invented by Bradly Jay Billman (Celina, Texas) and Jennifer Hunt Erickson (San Antonio).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments are described herein for systems and methods for authenticating tokenized and/or dynamic physical checks, and authorizing transfers of funds in response to the authentication. In particular, in certain embodiments, a method includes identifying, using at least one processor, a dynamic authentication code of a physical check. The metho...