ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,705,327, issued on Aug. 11, was assigned to United Services Automobile Association (USAA) (San Antonio).

"System and method for user-specific captchas" was invented by Gregory David Hansen (Fuquay Varina, N.C.), Darrin Keith Wylie (San Antonio), Lance David Brown (San Antonio), Brittney Chiu Childers (San Antonio), Liana Nicole Hamel (San Antonio), Yolandra Jovan Hendrix (Dallas), Karen Barnett Niemeyer (Helotes, Texas) and Evelyn Teresa Rimmer (San Antonio).

According to the abstract* released by the U.S. Patent & Trademark Office: "The embodiments provide a system and method for improved CAPTCHA challenges that utilize user-specific information. In some embodiments, personalized in...