US Patent Issued to U.S. Bank National Association on Sept. 15 for "Circuit-based transaction with secure-access processing" (New York, Minnesota, Wisconsin Inventors)

ALEXANDRIA, Va., Sept. 15 -- United States Patent no. 12,737,783, issued on Sept. 15, was assigned to U.S. Bank National Association (Minneapolis).

"Circuit-based transaction with secure-access processing" was invented by Todd C. Moning (Victoria, Minn.), Valerie Felice Lancelle (Caledonia, Wis.) and Giacomo Domeniconi (Long Island City, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In certain specific examples, aspects are directed to methods and systems involving selection and processing circuitry involving multiple transaction-directed user accounts registered by a service provider (e.g., banking or other type of financial institution) and with the selection and processing circuitry configured to en...