ALEXANDRIA, Va., Nov. 3 -- United States Patent no. 12,784,082, issued on Nov. 3, was assigned to U.S. Bank National Association (Minneapolis).
"Ambient transaction system" was invented by Jeremy M. Silver (Marietta, Ga.), Todd C. Moning (Victoria, Minn.), James Andrew Cantrell (Duluth, Ga.) and Terron C. Hyde (Atlanta).
According to the abstract* released by the U.S. Patent & Trademark Office: "An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the con...