US Patent Issued to U.S. Bank National Association on March 17 for "User authentication using secure infrastructure" (Minnesota Inventor)

ALEXANDRIA, Va., March 17 -- United States Patent no. 12,580,904, issued on March 17, was assigned to U.S. Bank National Association (Minneapolis).

"User authentication using secure infrastructure" was invented by Christopher Ziolkowski (Burnsville, Minn.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A process for validating a user using existing secure infrastructure, such as Automated Teller Machines (ATMs). The process can be modified to incorporate further aspects that verify information about a user (e.g., an identifier of a user, a location of the user) or verifying capabilities of a user (e.g., ability to receive messages via a communication channel, such as a telephone number, email address, or mail...