ALEXANDRIA, Va., June 2 -- United States Patent no. 12,645,790, issued on June 2, was assigned to U.S. Bank National Association (Minneapolis).

"Multi-factor digital transmission screening" was invented by Junghwan Kim (Toronto), Charles Zhou (Columbus, Ohio), Ivko Cvejic (Milwaukee), Sameer Samani (Atlanta), Ray Matsuzaki (Cincinnati) and Julia Nolan (Hebron, Ky.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments are directed to apparatuses, methods, computer program products, and systems related to multi-factor digital transmission screening. In some embodiments, an outbound digital transmission originating from a monitored enterprise management system may be detected. One or more data elem...