ALEXANDRIA, Va., Nov. 3 -- United States Patent no. 12,786,195, issued on Nov. 3, was assigned to TRUIST BANK (Charlotte, N.C.).

"Dynamic access code generation to facilitate secure operations" was invented by Sunitha Sounderrajan (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method can include receiving a request to generate a dynamic access code associated with an entity account. The dynamic access code used to facilitate a secure operation between an Internet of Things (IoT) service device and a recipient of the dynamic access code. The method can also include generating the dynamic access code used to access the secure operation at the IoT service device. Further,...