ALEXANDRIA, Va., Feb. 11 -- United States Patent no. 12,547,891, issued on Feb. 10, was assigned to TRUIST BANK (Charlotte, N.C.).

"Real-time prediction of future events using integrated input relevancy" was invented by Brian Franklin Kramer (Richmond, Va.), Adam Thomas Lewis (Mechanicsville, Va.) and Maanasa Nagaraja (Laurel, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system includes a computer to implement a front-end input condensation program and a back-end machine learning program. Steps of the front-end program include receive input data and time data indicative of previous events associated with users; determine interface channels associated with modes of interface with the users and/or prev...