ALEXANDRIA, Va., Dec. 16 -- United States Patent no. 12,499,461, issued on Dec. 16, was assigned to Truist Bank (Charlotte, N.C.).

"Techniques for generating transaction forecasts" was invented by James Harrison Creager (Raleigh, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method for generating a transaction forecast is provided. The method includes accessing a forecast transaction template that defines forecast animation features of the transaction forecast. The method further includes predicting a set of recurring and expected charges at a client account and detecting a triggering event of transactions at the client account, wherein the triggering event is defined in the forecast transaction temp...