US Patent Issued to TRUIST BANK on Aug. 11 for "Sub-system irregularity correction using artificial intelligence" (California, Georgia Inventors)

ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,705,228, issued on Aug. 11, was assigned to TRUIST BANK (Charlotte, N.C.).

"Sub-system irregularity correction using artificial intelligence" was invented by Michael Taylor John (San Francisco) and Noah Jeffrey Joyce (Atlanta).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods help the user revise their goals including prompt-based goal revisions and AI-based prediction that based on financial behaviors of the user that shown the system can recommend revised goals. In some instances, a decision tree feedback loop is utilized to automatically modify the goals."

The patent was filed on Feb. 20, 2025, under Application No. 19/058,191.

*For...