ALEXANDRIA, Va., April 21 -- United States Patent no. 12,608,713, issued on April 21, was assigned to TRUIST BANK (Charlotte, N.C.).

"Predictive response from conversational flow" was invented by Barath Jayaraman (Fort Mill, S.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system and method for anticipating a question by a user based on data flow when using a digital application and providing an answer to the question. The system includes a back-end server operating the digital application and having a processor for processing data and information, a communications interface communicatively coupled to the processor, and a memory device storing data and executable code. When the code is executed, the pro...