US Patent Issued to The Toronto-Dominion Bank on Sept. 8 for "Dynamic behavioral profiling using trained machine-learning and artificial-intelligence processes" (Canadian, American Inventors)

ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,731,147, issued on Sept. 8, was assigned to The Toronto-Dominion Bank (Toronto).

"Dynamic behavioral profiling using trained machine-learning and artificial-intelligence processes" was invented by Devon David Jorlett (Crystal, Minn.), Adrienne Vickery (Toronto) and Matthew Walter Misler (Mississauga, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed embodiments include computer-implemented systems and methods that dynamically profile behavior using trained machine-learning or artificial-intelligence processes. For example, an apparatus may obtain a data element associated with an exchange of data, and based on an application of a train...