ALEXANDRIA, Va., Sept. 24 -- United States Patent no. 12,743,486, issued on Sept. 22, was assigned to THE TORONTO-DOMINION BANK (Toronto).
"Predicting targeted, agency-specific recovery events using trained artificial intelligence processes" was invented by Jonathan Anders James Smith (Toronto), David Christopher O'Grady (Embrun, Canada), Peiwen Zhong (Toronto), Syeda Suhailah Rahman (Mississauga, Canada), Eric Pelletier (Ottowa, Canada), Jung Hoon Baek (Markham, Canada), Maksims Volkovs (Toronto) and Tomi Johan Poutanen (Toronto).
According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed embodiments include computer-implemented systems and methods that predicts targeted, agency-specific recovery events usi...