US Patent Issued to The Toronto-Dominion Bank on Oct. 20 for "Value transfer card management system" (Canadian Inventors)

ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,151, issued on Oct. 20, was assigned to The Toronto-Dominion Bank (Toronto).

"Value transfer card management system" was invented by David Samuel Tax (Toronto), Milos Dunjic (Oakville, Canada) and Kushank Rastogi (Toronto).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method is disclosed. The method includes: detecting a transaction initiated at a terminal device using the value transfer card; receiving, via the terminal device, input of a first authentication password associated with the value transfer card during a card session that begins when the value transfer card is inserted into the terminal device; identifying at leas...