ALEXANDRIA, Va., May 5 -- United States Patent no. 12,619,918, issued on May 5, was assigned to THE TORONTO-DOMINION BANK (Toronto).

"Predicting targeted future engagement using trained artificial intelligence processes" was invented by Patrick James Whelan (Oakville, Canada), Anson Wah Chun Wong (Toronto), Maksims Volkovs (Toronto) and Tomi Johan Poutanen (Toronto).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed embodiments include computer-implemented processes that determine, in real time, a likelihood of a targeted future engagement using trained artificial intelligence processes. For example, an apparatus may generate a first input dataset based on elements of first interaction data associat...