US Patent Issued to The Toronto-Dominion Bank on June 30 for "Action determination for multi-category model" (Canadian Inventors)

ALEXANDRIA, Va., July 16 -- United States Patent no. 12,671,719, issued on June 30, was assigned to The Toronto-Dominion Bank (Toronto).

"Action determination for multi-category model" was invented by James Floyd (Toronto) and Sumit Bansal (Toronto).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present disclosure generally relates to systems, software, and computer-implemented methods for action determination for a multiple-category model. One example method includes establishing secure communication channels with a plurality of systems where data for a user is stored. User data for one or more categories is received via the secure communication channels from the plurality of systems. For each category, ...