ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,910, issued on June 3, was assigned to THE PNC FINANCIAL SERVICES GROUP INC. (Pittsburgh).

"Systems and methods for electronic database communications" was invented by Urich T. Bowers (Brideville, Pa.), Mecal McDade (New Alexandria, Pa.), Todd Tkach (Wexford, Pa.) and Jerry Scheller (Moon Township, Pa.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first...