US Patent Issued to The Clearing House Payments on May 26 for "Secure token exchange and controls and interfaces therefor" (North Carolina Inventors)

ALEXANDRIA, Va., May 26 -- United States Patent no. 12,639,702, issued on May 26, was assigned to The Clearing House Payments Co. LLC (New York).

"Secure token exchange and controls and interfaces therefor" was invented by Jarrett Bradley Helms (Kernersville, N.C.), Brice Richard Ackerman (Bahama, N.C.) and Jeffrey Charles Williams (Winston-Salem, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and computer program products provide direct and in-network provisioning of tokens. A secure token exchange (STE) processor receives a direct token request from a token requestor prior to sending a payment transaction message or request for payment message. In-network token provisioning is perfor...