ALEXANDRIA, Va., March 31 -- United States Patent no. 12,591,871, issued on March 31, was assigned to STRIPE LLC (South San Francisco, Calif.).
"Universal payment intent" was invented by Erin Kavanaugh (Newport Beach, Calif.), Olivier Roger Godement (San Francisco), Tzuhsien Chan (San Francisco), Amy Nguyen (Seattle) and Sophia Sakellariadis (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "In an example embodiment, a solution is provided that introduces a dynamic user interface that automatically identifies payment methods available for a transaction. The dynamic user interface also may optionally present the available payment methods in an ordering, as determined by a machine learning model. Mo...