ALEXANDRIA, Va., Sept. 15 -- United States Patent no. 12,737,754, issued on Sept. 15, was assigned to SAMSUNG ELECTRONICS COMPANY LTD. (Suwon City, South Korea).

"Rewards-based payments" was invented by Erick H. Wong (Vancouver, Canada), Alexi Jordanov (New Westminster, Canada) and Sean O'Brien (Vancouver, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "In one embodiment, a method includes receiving at a server computing device of an institution network via the institution network a first notification comprising token-based interaction requests for a user interaction with an entity and a second notification indicating an authorization of a non-token based interaction request of the user interaction by ...